The Opening Balance is the amount carried forward from your previous statement. An Opening Balance will exist if your prior statement was negative, below the minimum payment threshold (minimum threshold is $100), or was not paid out for some other reason.

For example, if you had an ending balance of $50 in January and was not paid due to being under the minimum threshold, then that amount would be carried over to the February statement. In February, your Opening Balance will be $50.

Check out this article to learn more about your monthly statement!